Adam Litzinger has worked for Central National Bank for over 20 years, starting as a teller and working his way to Mortgage Originator Manager. He has been a Mortgage Loan Originator with Central National Bank since 2006. Originally from Northern Cambria, Pennsylvania, Adam has lived in the area for over 20 years which gives him considerable knowledge of the Flint Hills region housing market. Adam takes the time to get to know his borrowers so he can suggest the best available loan to suit their personal and family needs. He will make certain that you understand every step of the home buying process and will work with all parties to avoid any delays.

Adam is an active member in both the Manhattan and Wamego communities. He is a member of the Manhattan Young Professionals, Flint Hills Association of Realtors, and Manhattan Chamber of Commerce as well as Wamego Young Professionals and Wamego Chamber of Commerce.

When not serving customers at our Manhattan branch, Adam enjoys traveling, as well as fishing and camping with his son. He and his son are both big fans of K-State, the Kansas City Royals and the Kansas City Chiefs.

We offer the following loan options for purchases and refinances

• A variety of loan terms to fit your budget
• Conventional and FHA-insured loans with low down payment options
• VA-guaranteed loans to eligible veterans with no down payments
• Ask about our 1-year rate lock program that is designed to help those building a new home take advantage of today's rates
• HomeOne Loans - low down payment options for first-time homebuyers
• Lender Paid Mortgage Insurance Loan Program - No borrower-paid mortgage insurance
• Home Possible - this product has been recently enhanced to make home ownership possible to a wider variety of people, including low- and moderate-income individuals
• Home Equity Lines of Credit (HELOCs)
• Second Home Loans
• Investment Property Loans
• Cash-out equity refinances for various purposes including debt consolidation or any of life's unexpected expenses
• No cash-out refinance options

Central National Bank is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

You can begin the pre-qualification process online anytime by clicking "Get Started"!

At any point, feel free to e-mail or call us regarding any questions you may have. You can find our contact information at the bottom of each page. We are here to personally help you through the entire home financing process.